Last revised November 17, 2016.

Mobile Application Privacy Policy Summary

This privacy policy applies only to the CashBoard 360 Mobile Application (the “App”) you are currently accessing. This policy describes the information collected directly from this Application and how CashBoard360 uses, shares, and protects information about you. For more information read “Terms of Use” and our “Privacy Policy”.

The information we collect: In General. We may collect information that can identify you such as your name and email address (“personal information”) and other information that does not identify you. We may collect this information through a website or a mobile application. By using the Service, you are authorizing us to gather, parse and retain data related to the provision of the Service. When you provide personal information through our Service, the information may be sent to servers located in the United States and countries around the world.

Information regarding others: In addition, we may collect and store any personal information you provide while using our Service or in some other manner. This may include identifying information, such as your name, address, email address and telephone number, and financial information. If you chat with your CashBoard360 users/advisor, you provide us the content of your chats, and if you contact us with a customer service or other inquiry, you provide us with the content of that communication. Use of technologies to collect information. We use various technologies to collect information from your device and about your activities on our Service.

Automatically collected information: We automatically collect information from your browser or device when you visit our Service. This information could include your IP address, device ID and type, your browser type and language, the operating system used by your device, access times, your mobile device’s geographic location while our application is actively running, and the referring website address.

Cookies and Use of Cookie Data: When you visit our Service, we may assign your device one or more cookies to facilitate access to our Service and to personalize your experience. Through the use of a cookie, we also may automatically collect information about your activity on our Service, such as the pages you visit, the time and date of your visits and the links you click. If we advertise, we (or third parties) may use certain data collected on our Service to show you CashBoard360 advertisements on other sites or applications.
Pixel tags. We embed pixel tags (also called web beacons or clear GIFs) on web pages, ads, and emails. These tiny, invisible graphics are used to access cookies and track user activities (such as how many times a page is viewed). We use pixel tags to measure the popularity of our features and services. Ad companies also use pixel tags to measure the number of ads displayed and their performance (such as how many people clicked on an ad).

Mobile Device ID’s: If you’re using our app, we use mobile device IDs (the unique identifier assigned to a device by the manufacturer), or Advertising IDs (for iOS 6 and later), instead of cookies, to recognize you. We do this to store your preferences and track your use of our app. Unlike cookies, device IDs cannot be deleted, but Advertising IDs can be reset in “Settings” on your iPhone. Ad companies also use device IDs or Advertising IDs to track your use of the app, track the number of ads displayed, measure ad performance and display ads that are more relevant to you. Analytics companies use device IDs to track information about app usage.

Information collected by third-parties for advertising Purposes: We may allow service providers, advertising companies and ad networks, and other third parties to display advertisements on our Service. These companies may use tracking technologies, such as cookies or web beacons, to collect information about users who view or interact with their advertisements. We do not provide any non-anonymized personal information to third parties.

How we use the information we collect: Generally, we may use information that we collect about you to:
  • Deliver and improve our products and services, and manage our business;
  • Manage your account and provide you with customer support;
  • Perform research and analysis about your use of, or interest in, our or others’ products, services, or content;
  • Communicate with you by email, postal mail, telephone and/or mobile devices about products or services that may be of interest to you either from us or other third parties;
  • Develop, display, and track content and advertising tailored to your interests on our Service and other sites, including providing our advertisements to you when you visit other sites;
  • Website or mobile application analytics;
  • Verify your eligibility and deliver prizes in connection with contests and sweepstakes;
  • Enforce or exercise any rights in our Terms of Use; and
  • Perform functions or services as otherwise described to you at the time of collection.

With whom we share your information

Information shared with other Users: When you register as a user of CashBoard360, your CashBoard360 profile will be viewable by your existing advisor of the Service. The adviser will be able to view information you have provided to us directly or through third party applications and websites.

Personal information: We do not share your personal information with others other than the advisor on the account, except as indicated in this Privacy Policy or when we inform you and give you an opportunity to opt out of having your personal information shared. We may share personal information with:

Service providers: We may share information, including personal and financial information, with third parties that perform certain services on our behalf. These services may include fulfilling orders, providing customer service and marketing assistance, performing business and sales analysis, ad tracking and analytics, member screenings, supporting our Service functionality, and supporting contests, sweepstakes, surveys and other features offered through our Service. These service providers may have access to personal information needed to perform their functions but are not permitted to share or use such information for any other purposes.

Other Situations: We may disclose your information, including personal information: In response to a subpoena or similar investigative demand, a court order, or a request for cooperation from a law enforcement or other government agency; to establish or exercise our legal rights; to defend against legal claims; or as otherwise required by law. In such cases, we may raise or waive any legal objection or right available to us.
When we believe disclosure is appropriate in connection with efforts to investigate, prevent, or take other action regarding illegal activity, suspected fraud or other wrongdoing; to protect and defend the rights, property or safety of our company, our users, our employees, or others; to comply with applicable law or cooperate with law enforcement; or to enforce our Terms of Use or other agreements or policies.
In connection with a substantial corporate transaction, such as the sale of our business, a divestiture, merger, consolidation, or asset sale, or in the unlikely event of bankruptcy.

Aggregated and/or non-personal information: We may combine non-personal information we collect with additional non-personal information collected from other sources. We also may share aggregated, non-personal information, or personal information in hashed, non-human readable form, with third parties, including advisors, advertisers and investors, for the purpose of conducting general business analysis or other business purposes. For example, we may engage a data provider who may collect web log data from you (including IP address and information about your browser or operating system), or place or recognize a unique cookie on your browser to enable you to receive customized ads or content. The cookies may redact de-identified demographic or other data linked to data you voluntarily have submitted to us (such as your email address), that we may share with a data provider solely in hashed, non-human readable form. To opt-out of cookies that may be set by third party data or advertising partners, please go to http://www.aboutads.info/choices/.

Do Not Track Disclosure: Do Not Track (“DNT”) is a privacy preference that users can set in their web browsers. DNT is a way for users to inform websites and services that they do not want certain information about their webpage visits collected over time and across websites or online services. We are committed to providing you with meaningful choices about the information we collect and that is why we provide the opt-out links above. However, we do not recognize or respond to any DNT signals, as the Internet industry works toward defining exactly what DNT means, what it means to comply with DNT, and a common approach to responding to DNT.

Third Party Websites: There are a number of places on our Service where you may click on a link to access other websites that do not operate under this Privacy Policy. For example, if you click on an advertisement on our Service, you may be taken to a website that we do not control. These third- party websites may independently solicit and collect information, including personal information, from you and, in some instances, provide us with information about your activities on those websites. We recommend that you consult the privacy statements of all third-party websites you visit by clicking on the “privacy” link typically located at the bottom of the webpage you are visiting.

Geographic Location APP: You can opt in to use this locator app when you sign up to use CashBoard360. You can opt in to use this geographic locator app (the “Geo App’) by going to Google Play, the Apple store or by going to the link at the CashBoard360 landing/home page at www.CashBoard 360.com. The Geo App informs users of the general location of other users of which location information is limited to the user name, the general locality that they are in and if a user logs in through Facebook, any information available to the public on Facebook. This membership feature can be turned off at any time by going to Settings in your phone and tapping on the CashBoard360 App, then shutting off the location feature.

Automated Information Collection: When you opt to use this Geographic location app, we collect information about your location and to the extent you participate in this interactive feature. We use technologies to receive and store certain types of information whenever you interact with this Application. This information includes:
  • Device model
  • OS version
  • Device date and time
  • Unique device identifiers
  • Mobile network information
  • Pages you visit on our mobile site
  • How you use this Application
  • Application performance
  • Search terms
This information helps us customize your experience and make our marketing messages more relevant. In order to provide the best experience possible, we also use this information for reporting and analysis purposes.

Mobile Location Information: If you have opted to use our Geographic location app and downloaded it to one or more of your mobile devices, you can turn on location sharing and turn it off as above-stated. Once you have the geographic locator app turned on we or our advertisers may let you know of things to do nearby, find nearby products for you, and get you real-time deals if available. To learn about your choices with mobile location services, go to the Choices section of this privacy policy.

How is your geographic locator app information to be used by you?
  • Allows you to find others nearby you using the same service
  • Allows you to find nearby stores and services that support CashBoard360
How you use of the geographic locator app information is to be used by CashBoard360:
Internal Options
  • Improve the effectiveness of our mobile experience and marketing efforts
  • Conduct research and analysis
  • For business purposes such as marketing and legal compliance
  • To prevent fraud
  • Perform other business activities as needed, or as described elsewhere in this Policy
Sharing with Other Companies (for their marketing purposes): We may share the personal information we have collected from and about you with other companies or organizations which are not part of CashBoard360. These companies and organizations may use the information we share to provide special offers and opportunities to you.

Sharing Aggregate Information with Third Parties: We may share aggregate information (information that does not directly identify an individual) with third parties for lawful purposes.

What choices do you have?
Mobile
Text Messages: We distribute mobile coupons and text messages to mobile devices of guests who have requested this information via an opt in request. To opt out of CashBoard360 mobile marketing, reply “stop” to text messages sent from CashBoard360. This will opt you out of all CashBoard360 text message campaigns from CashBoard360.

Push Notifications: You may at any time opt out from further allowing CashBoard360 to send you push notifications by adjusting the permissions within the CashBoard360 mobile app.

Geo-Location: You may at any time opt out from further allowing CashBoard360 to have access to location data by adjusting the permissions in your mobile device.

Uninstall the CashBoard360 Mobile Application: You can stop all collection of information by a CashBoard360 Mobile Application by uninstalling the mobile application. You may use the standard uninstall processes available as part of your mobile device or via the mobile application marketplace or network.
Note: If you uninstall the mobile application from your device, the CashBoard360 unique identifier associated with your device will continue to be stored. If you re-install the application on the same device, Target will be able to re-associate this identifier to your previous transactions.

California Residents: If you are a California resident and have an established business relationship with us, you can request a notice disclosing the categories of personal information we have shared with third parties, for the third parties’ direct marketing purposes, during the preceding calendar year. To request a notice, please submit your request to admin@CashBoard360.com. Please allow 60 days for a response.

Changes to privacy policy: By interacting with CashBoard360, you consent to our use of information that is collected or submitted as described in this privacy policy. We may change or add to this privacy policy, so we encourage you to review it periodically. If we materially change this policy, we’ll let you know by showing it to you again when you open this Application.

Your consent: By using this Geographic Locator Application, you are consenting to our processing of your information as set forth in this Privacy Policy now and as amended by us. “Processing,” means using cookies or using or touching information in any way, including, but not limited to, collecting, storing, deleting, using, combining, and disclosing information. If you reside outside the U.S. your information will be transferred to the U.S., and processed and stored there under U.S. privacy standards. By using this Application and providing information to us, you consent to such transfer to, and processing in, the U.S.

Contact Us
Mail: CashBoard360
Email: info@CashBoard360.com

Information retention and Opting Out: We keep your information only as long as we need it for legitimate business purposes and to meet any legal requirements. We may still retain certain information associated with your account for analytical purposes and recordkeeping integrity, as well as to prevent fraud, collect any fees owed, enforce our terms and conditions, take actions we deem necessary to protect the integrity of our website or our users, or take other actions otherwise permitted by law. In addition, if certain information has already been provided to third parties as described in this Privacy Policy, retention of that information will be subject to those third parties’ policies.

Choice/Opt-Out : You may use the following options for removing your information from our e-mail database if you wish to opt out of receiving promotional e-mails and newsletters.
  • Click on the “unsubscribe” link on the bottom of the e-mail;
  • Send mail to the following postal address letting us know which promotional e-mails you wish to opt-out of:
CashBoard